January 30, 2023

Earlier than October 2019, many well being insurers didn’t pay for sure superior remedy procedures on the grounds that these had been unproven and ‘experimental’. Nonetheless, insurance coverage regulator IRDAI in 2019 requested insurers to cowl trendy procedures corresponding to oral chemotherapy, robotic surgical procedures and deep mind simulation, amongst a number of others. In the present day, all insurance policies in drive cowl such procedures, although the regulator has allowed them to impose sub-limits. It has particularly named 12 ‘trendy’ procedures that insurers need to cowl, as a part of hospitalisation, dwelling remedy and day care claims. As well as, insurance coverage corporations can resolve to cowl different trendy remedy strategies too.

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