Non-life insurance coverage corporations cowl the price of different therapies – Ayurveda, Unani, Siddha, Naturopathy and Homeopathy – apart from trendy therapy strategies. Solely hospitalisation or day-care therapy at authorised healthcare amenities are eligible. These could possibly be central or state authorities AYUSH hospitals, educating hospitals connected to recognised AYUSH faculties and hospitals with a minimum of 5 beds, operation theatres and AYUSH medical practitioners’ supervision, amongst different issues. Common covers is not going to pay for physician’s session charges or pharmacy payments. Some merchandise additionally include sub-limits – as an illustration, as much as 25 % of complete sum insured – on AYUSH therapy.