Are you a big spender using a credit card? Well, here are the best cards with milestone benefits

Milestone advantages on bank cards are further privileges you may avail of on crossing a sure spending threshold. These advantages might fluctuate throughout classes reminiscent of purchasing, journey, leisure and so forth. Milestone privileges are particularly useful for large spenders who can simply breach preset spending thresholds. Maintaining these items in thoughts, Paisabazaar has compiled an inventory of finest bank cards providing milestone advantages.

Picture Supply: RBL Financial institution | RBL Version Basic Credit score Card affords 2000 ‘Version Money’ on spending Rs 2 lakh yearly. One version money is equal to 1 rupee. The customers can use Version Money as regular money to position orders on Zomato. Different advantages are 500 Version Money supplied as a welcome profit. 5 Version Money on each Rs 100 spent on eating or meals purchases by way of Zomato. The annual price is Rs 500 on this bank card.

Picture Supply: HDFC Financial institution | HDFC Diners Membership Privilege affords cult.match reside one-month membership or BookMyShow or Tata CLIQ or Ola Cabs vouchers price Rs 500 each month on spending Rs 40,000. The annual membership price is waived off on spending Rs 5 lakh in a yr. Yearly memberships of Amazon Prime, Zomato Professional, Instances Prime, and many others are complimentary to customers. The annual price is Rs 2,500 on this bank card.

Picture Supply: SBI Card | SBI Card Prime affords e-gift vouchers price Rs 7,000 from Yatra.com or Pantaloons on reaching a milestone of Rs 5 Lakh. Customers additionally get Pizza Hut e-voucher price Rs 1,000 on spending Rs 50,000 in a calendar quarter. The annual membership price is waived off in the event you spend at the least Rs 3 lakh in a yr. It affords complimentary airport lounge entry: eight in India and 4 abroad. This bank card’s annual price is Rs 2,999.

Picture Supply: Axis Financial institution | Axis Vistara Signature Credit score Card affords 3,000 bonus money worth factors on spends price Rs 75,000 within the first 90 days of card issuance. It additionally affords bonus membership Vistara factors and complimentary premium financial system tickets on numerous spending milestones in a yr. This consists of as much as 4 premium financial system tickets in a yr i.e. one premium ticket on every milestone spending of Rs 1.5 lakh, Rs 3 lakh, Rs 4.5 lakh and Rs 9 lakh. The annual price is Rs 3,000 on this card.

Picture Supply: SBI Card | SBI Elite Credit score Card affords as much as 50,000 bonus reward factors equal to Rs 12,500 yearly. The customers get to earn 10,000 bonus reward factors on attaining annual spending of Rs 3 lakh to Rs 4 lakh. If the consumer spends Rs 5 lakh to Rs 8 lakh in a yr, she will get 15,000 bonus reward factors. The annual membership price is waived off on spending Rs 10 lakh or extra in a yr. The worth of 1 reward level is Rs 0.25. It additionally affords complimentary Trident Privilege Crimson Tier membership. It permits complimentary home lounge entry twice each quarter and different advantages. The cardboard comes with an annual price of Rs 4,999.

Prosperous spenders utilizing bank cards will need to have a disciplined method. It’s important that they use such playing cards and advantages they provide well and responsibly. Since bank cards provide a major interest-free interval, there could also be a bent to overspend in a number of classes together with purchasing, travelling and eating. Keep away from overspending to attain your milestones, bonus rewards and waiver on annual renewal charges. For those who spend greater than you may repay and can’t pay your bank card payments on time, you’ll incur hefty curiosity prices starting from 28 to 49 p.c every year, together with late cost charges.

Paisabazaar has compiled the listing of finest bank cards with milestone advantages via rewards and advantages throughout a number of classes. All bank card info has been sourced and up to date as of Might 11, 2022. The bank cards within the listing are organized within the ascending order of annual charges.